2018 Employee Contributions

2018 employee contributions (bi-weekly payroll deductions for coverage) associated with each benefit election option can be found within each respective section on this website.

See 2018 Employee Coverage and Contributions for each of these benefits: 

Tobacco User Contribution

During benefits enrollment, you will be asked to electronically sign an affidavit regarding your and your spouse’s use of tobacco. If you or your covered spouse attest to using tobacco, you will pay beginning in May 2018 a “Tobacco User Contribution” of $25.00 per person, per pay period, in addition to the contribution you will pay toward your 2018 BJC Medical Plan coverage (per-pay-period deduction) unless you and/or your spouse complete the Quit for Life® tobacco-cessation program between September 1, 2017 and March 31, 2018. 

Because completion of the program requires at least five weekly calls with your Quit Coach, it’s important that you enroll by February 1, 2018, in order to meet the March 31, 2018, deadline requirement. Call 866-QUIT-4-LIFE (toll-free 866.784.8454) or go to the Quit For Life website to get started. The program is free to BJC Medical Plan participants and their eligible dependents (18 and older). 

The Tobacco-User Contribution for 2018 only applies to employees who are actively covered in the BJC Medical Plan on January 1, 2018.

Working Spouse Contribution

During benefits enrollment, you will be asked to electronically sign an affidavit about whether your spouse has access to a group medical plan through his or her employer.

A BJC employee whose spouse is eligible for his/her employer’s group medical coverage, but chooses to cover his/her spouse under BJC’s Medical Plan, will pay an additional $50 per pay period toward the spouse’s medical coverage. This is called the “Working Spouse Contribution (WSC).

The Working Spouse Contribution will not apply under certain conditions. See WSC Exemptions.

Working spouses of Memorial employees (excluding Memorial Medical Group providers) are not eligible for BJC medical coverage if they have access to group medical coverage from their employer and, therefore, are not subject to the Working Spouse Contribution.

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