Plan Information

2025 Annual Enrollment: Annual Required Notices

• 2025 Annual Required Notices
• 2025 Summary of Benefits & Coverage – Signature medical option (East Region only)
• 2025 Summary of Benefits & Coverage — Flex medical option
• 2025 Summary of Benefits & Coverage — HDHP medical option

Retirement Benefits Summary Plan Descriptions

• BJC 401(k) Plan - Summary Plan Description
  • 401(k) – 1^st SMM – Final 2020
• BJC 403(b) Plan - Summary Plan Description
  • 403(b) – 1^st SMM – Final 2020
  • 403(b) – 2^nd SMM – Final 2021
• BJC Pension Plan - Summary Plan Description
  • Pension – 1^st SMM – Final 2020
  • Pension – 2^nd SMM – Final 2021
  • Pension – 3^rd SMM – Final 2022

Benefits Summary Plan Descriptions & Legal Resources

• Benefits Summary Plan Descriptions — 2024
• Basic & Supplemental Life Insurance (B-13725)
• Basic & Supplemental Life Insurance — PGLC-FHMG (B-13620)
• Additional Accidental Death and Dismemberment Insurance (B-13624)
• LTD Certificate of Coverage - Class 1
• LTD Certificate of Coverage - Class 3
• LTD Certificate of Coverage - Class 4A
• LTD Certificate of Coverage - Class 5
• LTD Certificate of Coverage - Class 7
• LTD Certificate of Coverage - Class 7C
• LTD Certificate of Coverage - Class 8
• LTD Certificate of Coverage - Class 9
• LTD Certificate of Coverage - Class 10
• Health Care Marketplace Notice
• Notice of Privacy Practices
• Health Plan Non-Discrimination Notice
• Summary Annual Report for BJC HealthCare Health & Welfare Plan — 2023

Legal Notices

• 2024 Annual Required Notices
• 2024 Summary of Benefits & Coverage – Signature medical option
• 2024 Summary of Benefits & Coverage — Flex medical option
• 2024 Summary of Benefits & Coverage — HDHP medical option
• 401(k) Determination Letter application

Transparency in Coverage Rule
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed- amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data: www.ticmrf.com/43-1617558.