Dental

BJC will continue to offer High and Low dental options, administered by Delta Dental of Missouri.

Both options provide access to the Delta Dental Premier network, featuring 80 percent of dental care providers nationwide as well as access to the Delta Dental PPO (preferred provider organization) network, which includes nearly 50 percent of all dentists nationwide.

Both High and Low options cover in-network preventive services (two dental cleanings per year) with no deductible. Both options cover basic care and major care, with dental plan participants paying more for these services under the Low option. Orthodontia is covered only in the High option.

 

Dental Coverage Chart

  High Low

 

PPO Network

Premier Network

Non-Network

PPO Network

Premier Network

Non-Network

Annual Deductible
  • Per Individual

$50

$50

$50

$75

$75

$75

  • Per Family

$100

No limit

No limit

$150

No limit

No limit

Preventive Care

100%; no deductible

100%; no deductible

80%; no deductible

100%; no deductible

100%; no deductible

60%; no deductible

Basic Care

80% after deductible

60% after deductible

60% after deductible

70% after deductible

60% after deductible

60% after deductible

Major Care

60% after deductible

40% after deductible

40% after deductible

50% after deductible

40% after deductible

40% after deductible

Orthodontia Benefit
  • Services

60% after deductible

40% after deductible

40% after deductible

No coverage

No coverage

No coverage

  • Lifetime Maximum

$2,000

$1,500

$1,500

No coverage

No coverage

No coverage

Annual Maximum Benefit

$2,000

$1,500

$1,500

$1,000

$750

$750

Employee Dental Contribution

The contributions below are pre-tax, per-pay-period deductions, based on 26 pay periods a year.

  Full-Time & Part-Time
HIGH  
Employee Only $4.39
Employee + Children $17.74
Employee + Spouse $15.98
Employee + Family $21.15
   
LOW  
Employee Only $2.80
Employee + Children $10.21
Employee + Spouse $10.01
Employee + Family $11.94

Find a Dentist

With the Delta Dental “Find a Provider” search tool you can search for a dentist in your area. You also can use the tool to determine if your current dentist is within Delta Dental's networks.

Dental plan participants who discover that their current dentist is not within Delta Dental’s Premier or PPO networks, might want to ask their non-participating dentist to contact Delta Dental or call 314.656.2716 to become a participating provider, since the cost of network dental services are significantly less than those received out of network.

Mobile App

The Delta Dental mobile app delivers fast access to dentist search, claims, coverage, cost estimates, ID card information and more. Instructions to download the mobile app

Contact Delta Dental

For more information, go to the Delta Dental website or call toll-free 800.335.8266.