Benefits Enrollment

Eligibility

Am I Eligible to Enroll in Benefits?
You are eligible to enroll in benefits if you are classified as a regular full-time employee who works at least 35 hours per week (70 hours per pay period), or as a regular part-time employee who works at least 24 hours per week (48 hours per pay period).

Can I Enroll My Dependents?
Yes. You can cover your eligible dependents in the benefits you elect, including your spouse, your children up to age 26 or your disabled child of any age. If you are an employee of a Memorial entity, your spouse will not be eligible to participate in the BJC medical and prescription drug plans if your spouse is eligible for his/her employer's group medical coverage.

BJC’s Summary Plan Description defines a child as an employee’s natural child, step child, legally adopted child, or a child placed with you for adoption. Your dependent cannot be enrolled in benefits by more than one BJC employee. Please see BJC's Benefits Summary Plan Description for more details. 

New Employees & Newly Benefits-Eligible Employees (Job Status Changes)

When can I enroll?
As a new employee who meets BJC's eligibility requirements, you have 31 days from your hire date to enroll in benefits. See the Benefits Enrollment Guide and our New Employee FAQs.  If you experience a change in your job status (you change from part-time to full-time employment), you have 31 days from the date of your status change to enroll. 

When benefits coverage begins for employees and dependents
In general, coverage for you and your eligible dependents will begin on the first day of the month after 30 days of employment, provided you complete your online enrollment within 31 days of your hire date.

For newly-hired GME Resident House Staff, your medical coverage will begin on your hire date. All other coverage will begin on the first day of the month after 30 days of employment, provided you complete your online enrollment within 31 days of your hire date.

For job status changes, coverage will be effective on the first day of the month following the change in status. 

Employees Currently Enrolled in Benefits

When can I change my coverage?

  • Annual Enrollment
    Every fall, BJC holds an annual benefits enrollment period in which eligible employees can enroll in certain health and welfare benefits for the following calendar year.  Annual enrollment provides you with an opportunity to review your benefit options, choose the options that best meet your needs, and re-enroll in flexible spending accounts.
  • Life Events or Job Status Changes 
    If you experience a qualified change in status event during the calendar year, you must request a benefit election change within 31 days. The change in coverage must be consistent with the qualified change in status event.

    In general, your coverage will be effective on the first day of the month on or after the date of your "change in status" event. If the change in status event is birth, adoption or placement for adoption, coverage will be effective on the date of the event. If you marry, coverage for your spouse will begin on the first day of the month on or after your marriage date.

    For job status changes, coverage will be effective on the first day of the month following the change in status. 

Benefit Options during Enrollment

How to Enroll

Review Steps to Enroll, then visit myBJCnet to get started. You will need your network user ID and password to access myBJCnet. Once there, select myBenefits, then choose either “Enroll in Benefits” (new employees or newly eligible) or “Enroll Due to Life Events”.  When you complete your enrollment, please save or print your confirmation statement showing your benefit elections.

The benefits described in the BJC Total Rewards website are available to BJC employees and their eligible dependents who meet the eligibility requirements of the corresponding benefit plans. Access to this information does not guarantee eligibility or benefit coverage. The plan documents provide a full description of the benefits offered and will always govern if there is a discrepancy between this guide and any of the plan documents. Your plan sponsor hopes to continue the plans indefinitely, but it reserves the right to end or change any of the plans at any time and for any reason, without notice to you. To obtain a copy of the Summary Plan Description for each plan, see “Benefit Resources” on the BJC Total Rewards website or contact your Human Resources department.

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