Full-time employees may purchase Supplemental Life and Accidental Death & Dismemberment (AD&D) coverage up to five times their annual base salary. Eligible part-time employees may purchase Supplemental Life and AD&D coverage in the amount of $15,000 or $30,000. Highlights of this benefit:
- Your combined basic and supplemental life coverage cannot exceed $1.5 million; same for combined basic and supplemental AD&D
- Evidence of Insurability (EOI) is required if you waive coverage when you are first eligible, choose to increase coverage during annual enrollment, or you have a qualified change in status
- EOI is required if you elect any amount of supplemental life coverage greater than $500,000
- Coverage will be effective on the first day of the month following EOI approval
Employee Costs for Supplemental Life and AD&D Insurance
The costs listed below are pre-tax, per-pay-period deductions, based on 26 pay periods a year. Your coverage options and costs will be provided during your benefits enrollment.
| Employee's Age | Rate Per $1,000 of Coverage |
| <30 | $0.0277 |
| 30-49 | $0.0554 |
| 50+ | $0.1615 |