Long-Term Disability

After completing six months of employment with BJC, regular full-time employees are eligible to receive 50 percent of their base pay, up to $8,000 per month at no cost, under BJC's long-term disability (LTD) benefit.

LTD Insurance Option

Full-time employees have an option to purchase an additional 10 percent in coverage to a maximum of $10,000 per month.

Part-time employees have an option to purchase 60 percent in coverage to a maximum of $10,000 per month, after completeing six months of employment with BJC.

GME Resident House Staff must purchase LTD coverage unless they provide proof of coverage from another insurance plan within 31 days of their hire date and again each year during the annual benefits enrollment period.  

LTD Insurance Contribution



LTD Information Resources

4901 Forest Park Avenue
St. Louis, Missouri 63108
314.286.2000
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