Additional AD&D and Dependent Life

AD&D Insurance (Employee & Family)

You can purchase additional Accidental Death & Dismemberment (AD&D) protection for yourself and your family. Maximum coverage amounts include $500,000 for employees, $200,000 for spouses and $50,000 for children.

Dependent Life Insurance (Spouse and Children)  

You can purchase life insurance for your spouse and eligible children. You can elect $20,000 or $50,000 in coverage for your spouse. The cost of coverage is based on your (the employee’s) age. You can choose $5,000 or $10,000 in coverage for your children.

Evidence of insurability (EOI) is required for coverage for your spouse if you do not enroll when first eligible, try to increase coverage during annual enrollment or have a qualified “change of status.” 

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St. Louis, Missouri 63108
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